Pay with a touch.
One wallet to pay at shops with your fingerprint, top up with M-PESA, and split bills with anyone.
Wallet payments are confirmed with your fingerprint or a one-time code.
Wallet balance
12,450
Recent
Grocery store
Fingerprint
− 1,250
M-PESA top-up
Added to wallet
+ 5,000
Dinner split
Your share of 4
− 850
Stock pool
Your contribution
− 2,000
Sent to a friend
Wallet transfer
− 500
Pay at the till
Place your finger on the reader
Fingerprint or one-time code on wallet payments
M-PESA, card and bank supported
A receipt and reference for every transaction
Features
Everything your wallet should do.
Pay with your fingerprint
No card, no phone. Just a touch at any Tuma till.
Top up with M-PESA or card
Add money to your wallet in seconds.
Split a bill
Send each person a link. They pay their share by M-PESA or Tuma.
Pool money with a group
Save together for a shared purchase. Spending needs the group's approval.
Send to any Tuma wallet
Pay friends and family instantly.
Withdraw any time
Move money to M-PESA or your bank account.
How it works
Ready in three steps.
- 1
Register in the app
Sign up in the Tuma app with your phone number.
- 2
Verify and enrol
Confirm your identity and register your fingerprint at any Tuma merchant.
- 3
Pay with a touch
Place your finger on the reader at the till. Done.
Fingerprint, M-PESA, card, QR and cash at one till
Split every collection to suppliers and partners automatically
Invoices, orders and stock in one place
Withdraw to your bank or M-PESA
Staff roles, with a second approval for sensitive changes
Security
Built to keep your money safe.
Confirmed by you
Wallet payments need your fingerprint or a one-time code.
Two people for big changes
Business payout and role changes need a second approval.
Account checks
We check who a bank account belongs to, where the bank allows it.
We never ask for your PIN
Not by phone, SMS or email. If someone asks, it is not us.
FAQ
Questions, answered.
For you
Get the Tuma app
Register with your phone number, then pay with a touch at any Tuma merchant.
For your business
Start accepting payments
Register online and upload your documents. We review and activate your account.
Register your business